HAMP and Other Loan Modification Programs

Administrative Guidance

• Handbook
• Supplemental Directives
• Common FAQs
• Conversion FAQs
• HAMP Borrower FAQs
• HAMP General Administration
• HAMP Summary for Judges (July 2011)

Progress Reports from Treasury

• 2010 Servicer Performance Reports and Press Releases

Reports

• COP Reports
• SIGTARP
• GAO Reports

HAMP Policy Analysis

• Testimony,  Reports,  Recommendations, and Press Releases

Decisions

• Recent Trial Court Decisions on HAMP Enforceability as Foreclosure Defense

Practice Aids

• Identifying Participating Servicers
• What to Do When the Servicer Says the Investor is Not Participating?
• What to Do When the Servicer Says No?
• What to Do When the Servicer Denies Because They Re-ran the NPV Test?
• What to Do When the Servicer Refuses to Accept or Process a HAMP Application Because Client is in an Active Bankruptcy Case?
• What to Do When the Servicer Denies a HAMP Modification Because the Client Received a Discharge in a Chapter 7 Case and Did Not Reaffirm the Mortgage Debt?
• What to Do for Widows, Orphans, and Divorcees?
• HAMP Index:  The Supplemental Directives, FAQs and Handbooks

Participating Servicers

• List of Participating Servicers
• Servicer Participation Agreements

Related Programs:  HAFA, UP, Second Lien, and HARP

• Home Affordable Foreclosure Alternatives (HAFA)
• Unemployment Program (UP)
• Second Lien
• Home Affordable Refinance Program (HARP)

Related Programs:  Fannie Mae, Freddie Mac, VA, FHA, and USDA

• Fannie Mae
• Freddie Mac 
• VA
• FHA HAMP and Refinancing
• USDA

Other Loan Modification Programs

• FDIC
• HOPE Now Program
• Private Loan Modification Programs

Other Resources:

• The Institute for Foreclosure Legal Assistance
• HOPE for Homeowners

The Institute for Foreclosure Legal Assistance
NCLC gratefully acknowledges the support of IFLA in the creation and maintenance of this page.