Medical Debt

COVID-19 Medical Debt: First 100 Day Priorities for the Biden Administration

Model Statutes || Policy Analysis || Webinars 

Model Statutes

• What States Can Do to Help Consumers: Medical Debt, April 2019
• Model Medical Debt Protection Act, September 2019

Policy Analysis

Policy Briefs, Reports,  Press Releases, & Fact Sheets

• Press Release: Biden Administration Issues Order to Reduce Impact of Medical Debt on Federal Loan Programs, Aug. 25, 2022
• Press Release: Advocates Applaud CFPB Report Highlighting the Toll of Inaccurate Medical Billing on Consumers, Apr. 20, 2022
• Press Release: Consumer Advocates Applaud Biden Administration’s New Actions to Lessen the Burden of Medical Debt, Apr. 11, 2022
• Press Release: Consumer Advocates Cheer Removal of Most Medical Debt from Credit Reports, Mar. 18, 2022
• Press Release: New Report Examines Impact of Medical Debt on Black Families, Mar. 14, 2022
• Report: The Racial Health and Wealth Gap: Impact of Medical Debt on Black Families, Mar. 14, 2022
• Press Release: President Biden’s Announcement on Veteran’s Medical Debt Will Lift a Burden from Veteran Families, Mar. 1, 2022
• Press Release: Advocates Applaud VA Rule to Dramatically Reduce Unfavorable Debt on Veterans’ Credit Reports, Feb. 2, 2022
• Press Release: NCLC Advocates Applaud CFPB Bulletin To Prevent Unlawful Medical Debt Collection and Credit Reporting, Jan. 13, 2022
• Report: An Ounce of Prevention: A Review of Hospital Financial Assistance Policies in the States, updated November 2021
• Report: Don’t Add Insult to Injury: Medical Debt & Credit Reports, November 2019
• Fact Sheet: Medical Debt Collection, 2019
• Press release: Tens of Millions of Consumers Will Benefit from New Rules for Medical Debt on Credit Reports, Sept. 7, 2017
• Press Release: CFPB Report and Hearing Show Urgent Need to Protect Consumers from Medical Debt Collection, December 11, 2014
• Report: Strong Medicine Needed: What the CFPB Should Do to Protect Consumers from Unfair Collection and Reporting of Medical Debt, Sept. 10, 2014

Comments, Testimony and Letters

• Letter from 91 Organizations to CFPB Director Asking for Rulemaking to Ban Medical Debt from Credit Reports, Sep. 26, 2022
• Testimony of Berneta L. Haynes on “Economic Impact of the Growing Burden of Medical Debt” Before the United States Senate Committee on Banking, Housing, and Urban Affairs, Mar. 29, 2022
• NCLC Letter to CFPB re: Additional Actions the CFPB Should Take to Protect Consumers with Medical Debt, Mar. 22, 2022
• Comments on TennCare III Project Approved Special Terms and Conditions, Sept. 9, 2021
• Justice Catalyst Law and NCLC Letter to IRS addressing concerns over hospital financial assistance under Internal Revenue Code 26 C.F.R. § 1.501(r) and Revenue Ruling 69-545, May 18, 2020
• Group Letter urging Congress to include S. 1581/HR 6470 the Medical Debt Relief Act of 2019 in the next Covid-19 relief package, May 11, 2020
• Testimony by Jenifer Bosco before the Oregon House Committee on Rules in support of House Bill 3076 (Medical Debt), April 29, 2019
• NCLC letter written in support of H.R. 5330 (Rep. Tlaib), the Consumer Protection for Medical Debt Collections Act, Dec. 9, 2019

Articles

Dealing with Medical Debt by NCLC attorney Jenifer Bosco, May 17, 2018

Guide to Reducing Medical Debt for Low-Income Patients by NCLC attorney Andrea Bopp Stark, Feb. 11, 2020

Webinars

• Nursing Home Debt: What to Watch Out for and Strategies for Defending Collection Lawsuits, Sept. 12, 2017
• Medical Debt Strategies for Older Adults by Jenifer Bosco (NCLC), October 18, 2017
• Medical Debt: Overview of New IRS Regulations and Industry Best Practices, Mar. 4, 2015
• Helping Older Americans Cope with Medical Debt by Chi Chi Wu (NCLC), Cheryl Fish-Parcham (Families USA), March 14, 2012