Policy Analysis Policy Briefs, Reports and Press Releases Policy Brief: Past Imperfect: How Credit Scores and Other Analytics "Bake In" and Perpetuate Past Discrimination, May, 2016 Solving the Credit Conundrum: Helping Consumers' Credit Records Impaired by the Foreclosure Crisis and Great Recession, Dec. 2013 Consumer Financial Protection Bureau Will Hold Auto Lenders Accountable for Discrimination [...]

Policy Analysis Reports and Press Releases Press Release: FTC Fails to Rein in Unrepaired Recalled Used Cars, Dec. 19, 2016 Press Release: Consumer Groups Applaud the Consumer Financial Protection Bureau's Efforts to Provide More Oversight of Abusive Auto Lending, Sept. 18, 2014 Report: Shifting into Gear: A Revised Guide to Creating or Improving a Car Ownership Program, April [...]

Policy Analysis Policy Briefs, Reports and Press Releases NCLC and NACBA Amicus Brief: This brief addresses the issue of what should be the appropriate "undue hardship" standard for bankruptcy courts to apply when a debtor requests a discharge of student loans under section 523(a)(8) of the Bankruptcy Code, July 29, 2015. NCLC & NACA Statement [...]

Policy Briefs, Reports, & Press Releases Issue Brief: What is Operation Choke Point?: Stopping Banks from Helping Scammers Raid Your Bank Account, May 2015 Press release: Lauren Saunders on Operation Choke Point before House Judiciary Subcommittee, May 19, 2015 Press release: U.S. DOJ Chokes Scammers' Bank, March 10, 2015 Press Release: NCLC Advocates Applaud FTC [...]

Policy Analysis Policy Briefs, Reports & Press Releases Press Release: Booker, Brown Bill Would Rein in Abusive Overdraft Fees that Cost Consumers Billions Every Year, Aug. 2, 2018 Advocates File Amicus Brief To Defend Consumers Against Capital One Overdraft Fee Practice, Aug. 28, 2017 CFPB’s TCF Bank Overdraft Fee Case Has Echoes of Wells Fargo’s [...]

Press 3/27/19 Washington Post "Why are we getting so many robocalls?" quotes NCLC Senior Counsel Margot Saunders 3/16/19 CNBC "Robocalls about your bills can pour in every day, all day" quotes NCLC Senior Counsel Margot Saunders 10/31/18 Mercury News "Robocalls gone wild end up costing California debt collector $9 million" 10/15/18 MarketWatch "Robocall debt collectors see new opportunity under [...]

Policy Briefs, Reports & Press Releases 2017 Press Release: Prepaid Card Protections Likely to Escape Congressional Veto, May 10, 2017 Issue Brief: CFPB's New Prepaid Card Rule by State, April 2017 Issue Brief: The CFPB’s Prepaid Card Rule Benefits Financial Institutions, Prepaid Card Companies, and Employers, April 2017 Summary of the Consumer Financial Protection Bureau’s Prepaid Card [...]

Policy Analysis Policy Briefs, Reports & Press Releases Press release: Supreme Court Decision (Michigan v Bay Mills Indian Community) Strikes Blow against Tribal Online Payday Lenders, May 29, 2014 Banking Regulator Favors Banks Over Consumers, July 20, 2011 Issue Brief: OCC Ignores Dodd-Frank Act's Repeal of 2004 Preemption Regulations, May 2011 Press Release Criticizing Proposed [...]