Telecommunications Policy Briefs, Reports & Press Releases Fact Sheet: Keeping Americans Connected During and After a Natural Disaster, September 11, 2018 Fact Sheet: Keeping Puerto Ricans Connected After a Natural Disaster, September 11, 2018 Press release: Advocates, Tribal Groups Seek to Delay Drastic Changes to Program Providing Affordable Voice and Broadband Access in Indian Country, July 3, [...]

Policy Analysis Press Releases, Reports & Issue Briefs Issue brief: Residential Property Assessed Clean Energy (PACE) Loans: The Perils of Easy Money for Clean Energy Improvements, Sept. 2017 There has been a sharp increase in homeowner problems with PACE loans. The laudable goal of improving home energy efficiency is being overshadowed by the lack of [...]

Policy Briefs, Reports & Press Releases Press release: National Consumer Law Center Advocates Urge HUD to Take Immediate Action to Reduce Foreclosures on Widows and Widowers of Reverse Mortgage Borrowers, November 27, 2018 Issue brief:  How HUD is Failing to Protect Widows and Widowers of Reverse Mortgage Borrowers: Case Studies and Recommendations, November 2018 Issue brief: Assisting Homeowners [...]

Testimony and Comments Letter from Coalition Regarding Standards for Attorney General and Federal Agency Settlement with Mortgage Servicers, August 24, 2011 Comments on Credit Risk Retention by National Consumer Law Center and National Association of Consumer Advocates to the U.S. Department of Treasury, August 1, 2011 Bank Agency Settlement Statements Make No Meaningful Progress Towards National Servicing [...]

Housing & Mortgages Advocate Materials Consumer Organization Comments to HUD on the FHA Disaster Standalone Partial Claim and Additional Disaster Relief Issues, Sept. 14, 2018 Comments to HUD regarding changes to the loan modification programs for victims of natural disasters, September 27, 2019; Press release, September 4, 2019 Op-ed by National Consumer Law Center staff attorney Alys [...]

Policy Briefs & Fact Sheets Brief: FDIC/OCC Proposal Would Encourage Rent-a-Bank Predatory Lending, December 2019 Fact Sheet: Stop Payday Lenders Rent-a-Bank Schemes, November 2019 Op-eds & Media Hits Op-ed: Congress Must Overturn OCC’s ‘Fake Lender’ Rule: Payday Lenders Benefit, Consumers Lose by Lauren Saunders and Lisa Stiffler, April 22, 2021 Op-Ed: Rent-a-bank schemes trample voters' [...]

HOEPA Policy Analysis Comments Comments on High-Cost Mortgage and Homeownership Counseling Amendments to the Truth in Lending Act (Regulation Z) and Homeownership Counseling Amendments to the Real Estate Settlement Procedures Act (Regulation X), Sept. 7, 2012 Comments to the Federal Reserve Board re Truth in Lending Act proposed rule on mandatory escrow accounts for higher-priced [...]

Briefs, Reports, & Press Releases Issue brief: Housing Finance Reform Should Improve Upon Existing Mortgage Servicing Rules, October 2013 Press release: Consumer Groups Decry FHFA Billion Dollar Force-Placed Insurance Giveaway, February 13, 2013 Press Release: Civil Rights and Consumer Groups Respond to Takeover of Fannie Mae and Freddie Mac, September 15, 2008 Letters Group letter [...]

Briefs, Reports, & Press Releases Land Installment Contracts In the News (Installment Contracts) 11/2/17 WSB-TV2, Atlanta (4:05 runtime) "Company accused of preying on low-income minorities trying to buy homes" in which NCLC / Atlanta Legal Aid attorney Sarah Bolling Mancini discusses a lawsuit brought by the two legal organizations against Harbour Portfolio for selling toxic [...]

Briefs, Reports, & Press Releases Press Release re: Testimony of Margot Saunders on Mortgage Reform and Anti-Predatory Lending Act House Financial Services Committee (HR 1728), April 23, 2009 Comments Comments to the CFPB regarding the Small and Rural Creditor Exemptions to the Qualified Mortgage Ability to Repay Rule, March 30, 2015 Comments to the CFPB [...]