HOEPA Analysis
The FRB’s Final HOEPA Rule: A First Step, But Real Reforms Are Still Needed - Summary Analysis, November 13, 2008
The FRB’s Final HOEPA Rule: A First Step, But Real Reforms Are Still Needed - Summary Analysis, November 13, 2008
Press Release: Consumer Groups Say the Federal Reserve's Proposed Rules Won't Protect Consumers April 9, 2008
Group Comments to the CFPB re: Extension of Effective Date for the Integrated Disclosure Rule Amending Regulations X and Z, July 7, 2015 Comments on High-Cost Mortgage Amendments to the Truth in Lending Act (Regulation Z), November 6, 2012 HOEPA Comments Archive
H.R. 650: Coalition Opposition Letter, Feb. 26, 2015 Letter Urging Federal Reserve Board to Withdraw Rescission and Reverse Mortgage Rule, Nov. 16, 2010 HOEPA Letters Archive
Testimony of Margot Saunders on the Rewrite of Truth in Lending Act and Real Estate Settlement Procedures Act, September 1998 Testimony of Margot Saunders to the US Senate Committee on Banking, Housing and Urban Affairs re: S. 1405 The “Financial Regulatory Relief and Economic Efficiency Act of 1997", March 1998 Testimony regarding H.R. 1362 FINANCIAL [...]
Comments Group Comments to the CFPB re: Extension of Effective Date for the Integrated Disclosure Rule Amending Regulations X and Z, July 7, 2015 Comments to the CFPB regarding Truth in Lending Act – Regulation Z, Qualified Mortgage Rule, Part 1, June 5, 2014; Part 2, July 7, 2014. Archive+ Policy Analysis Archive
Analysis and Legislative Text Recommendations for Servicing Provisions in Johnson-Crapo Discussion Draft, April 2014 Press release: NCLC Applauds New Head of FHFA, December 11, 2013 Briefs, Reports, & Press Releases Archive
Group comments to the FHFA re: Climate and Natural Disaster Risk Management Request for Input, April 19, 2021 Group comments to the FHFA re: Validation and Approval of Credit Score Models, March 21, 2019 Comments on HUD's Regulation of Freddie Mac and Fannie Mae, May 2000
Letter to FHFA regarding URLA and Language Access Implementation, Feb. 16, 2018 Supplemental Comments on the Federal Housing Finance Agency’s Request for Input on Improving Language Access in Mortgage Origination and Servicing Submitted by Americans for Financial Reform’s Language Access Task Force, Sept. 1, 2017 Comments on the Federal Housing Finance Agency’s Request for Input [...]
Testimony on Housing Finance Reform: Essentials of a Functioning Housing Finance System for Consumers, October 29, 2013 (Questions from Senators)