Predatory Mortgage Origination & Lending Archives - Page 2 of 6

Securitization Letters

ogosenseadmin2019-03-08T08:01:23-05:00December 14, 2011|Categories: Securitization Policy Analysis|

Letter from civil rights and consumer protection agencies regarding regulation of securitizers of residential mortgage loans, Jan. 25, 2010

Reverse Mortgages Books

ogosenseadmin2019-03-08T08:02:08-05:00December 14, 2011|Categories: Reverse Mortgages Books, Tools, & Other Resources|

Truth in Lending Mortgage Lending

Reverse Mortgages Other Resources

ogosenseadmin2019-02-15T13:27:58-05:00December 14, 2011|Categories: Reverse Mortgages Books, Tools, & Other Resources|

Brochure: HOME A LOAN: A Quick Guide on Reverse Mortgages for Senior Advocates Consumer Financial Protection Bureau: Reverse Mortgage Discussion Guide (consumerfinance.gov) Consumer Financial Protection Bureau:Reverse Mortgages: Know Before You Owe (video) (consumerfinance.gov)

Reverse Mortgages Briefs, Reports & Press Releases

ogosenseadmin2022-03-10T12:45:35-05:00December 14, 2011|Categories: Reverse Mortgages Policy Analysis and Litigation|

Policy Briefs, Reports & Press Releases Issue Brief: Homeowner Assistance Funds and Reverse Mortgages FAQs, March 2022 2-pager: Need for Better Relief for Reverse Mortgage Borrowers Impacted by the Pandemic, August 5, 2021 Press release: Advocates Applaud HUD’s Actions to Protect Vulnerable Widows and Widowers and Prevent Avoidable Foreclosures, May 12, 2021 Issue Brief: Using [...]

Reverse Mortgages Comments & Testimony

ogosenseadmin2022-02-02T14:36:20-05:00December 14, 2011|Categories: Reverse Mortgages Policy Analysis and Litigation|

Comments to HUD on the Draft Home Equity Conversion Mortgage Handbook, January 31, 2022 Group Comments to HUD re: Mortgagee Letter 2021-15 addressing COVID-related deadlines and issues for reverse mortgage borrowers, July 23, 2021 Comments to HUD re: Mortgagee Letter 2019-15 (protections for non-borrowing spouses in homes with reverse mortgages), October 23, 2019 Testimony of [...]

Reverse Mortgages Letters

ogosenseadmin2022-05-20T12:44:57-05:00December 14, 2011|Categories: Reverse Mortgages Policy Analysis and Litigation|

Joint Letter from NCLC and NRMLA to FHA re: Clarifying the HAF Foreclosure Pause for Reverse Mortgage Borrowers, May 17, 2022 Joint Letter from NCLC and NRMLA to HUD Regarding Reverse Mortgage Foreclosures, Sep. 17, 2021 Coalition letter to HUD re: Comment to Mortgagee Letter 2021-03 addressing COVID-related deadlines and issues for HECM borrowers and [...]

RESPA Policy Briefs, Reports & Press Releases

ogosenseadmin2019-03-27T11:10:42-05:00December 14, 2011|Categories: RESPA Policy Analysis|

Statement re: CFPB's new mortgage disclosure rules disappoint, Nov. 20, 2013 HUD Final RESPA Rule, December 5, 2008

RESPA Comments

ogosenseadmin2019-08-29T14:47:14-05:00December 14, 2011|Categories: RESPA Policy Analysis|

Comments to CFPB regarding the Bureau’s Inherited Regulations and Rulemaking Authorities -- Regulation Z (TILA), X (RESPA) and FTC mortgage rules, June 25, 2018 Group comments to the CFPB re: Amendments to Federal Mortgage Disclosure Requirements under the Truth in Lending Act, October 18, 2016 Group Comments to the CFPB re: Extension of Effective Date [...]

RESPA Letters

ogosenseadmin2019-03-08T08:04:15-05:00December 14, 2011|Categories: RESPA Policy Analysis|

Letter to HUD and OMB on HUD RESPA rule, October 31, 2008 Letter Opposing Bond's Amendment, June 19, 2008 Group letter commenting on RESPA reform, April 2006 Group letter to HUD General Counsel Richard Hauser regarding HUD's Response to Yield Spread Litigation, July 2001 Group letter to Chairwoman Roukema on Mortgage Closing Costs and Relief [...]

RESPA Testimony

ogosenseadmin2019-03-07T17:59:03-05:00December 14, 2011|Categories: RESPA Policy Analysis|

Testimony before the US House of Representatives Subcommittee on Housing and Community Opportunity Regarding H.R. 5679, the Foreclosure Prevention and Sound Mortgage Servicing Act of 2008, April 16, 2008 Testimony of Margot Saunders to the Financial Services Committee Subcommittee on Housing and Community Opportunity re HUD’s Proposal to Reform RESPA, February 2003 Testimony of Margot [...]