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FHA HAMP & Refinancing

2019-03-08T08:29:56-05:00December 13, 2011|Categories: Home Affordable Modification Program (HAMP)|

  Mortgagee Letter 09-35: Loan Modification Supplemental Directive 10-08Origination GuidelinesServicing GuidelinesServicing Guidelines SupplementRefinance TransactionsRefinance Transactions AttachmentMortgagee Letter 09-43: Comprehensive Guidance ****The National  Housing Law ProjectNCLC gratefully acknowledges the support of the National Housing Law Project's Institute for Foreclosure Legal Assistance in the creation and maintenance of this page.

Mortgage Servicing Other Resources

2019-03-08T08:31:55-05:00December 13, 2011|Categories: Mortgage Servicing Books, Tools and Other Resources|

Glossaries Glossary of Mortgage Servicing Terms (helpful in understanding mortgage escrow statements, loan histories, and other client account documents) Links AMI white paper: The Future of the Housing Market for Consumers after the Crisis. January 2011 Bankruptcy Mortgage Project (a resource for those seeking an alternative to foreclosure through Chapter 13 bankruptcy) The Institute for [...]

Mortgage Servicing Litigation

2019-03-08T08:32:18-05:00December 13, 2011|Categories: Mortgage Servicing|

Below is a sampling of NCLC class action litigation efforts in the areas of mortgage servicing and loan modifications. Information on other NCLC litigation can be found here. HAMP Trial Period Plan (TPP) Contract Claims NCLC, with its co-counsel, has filed five class action suits on behalf of Massachusetts residents to challenge the way the [...]

Servicing Policy Briefs, Reports & Press Releases

2021-04-05T15:46:42-05:00December 13, 2011|Categories: Servicing Policy Analysis|

Policy Briefs Homeowner Assistance Fund Overview and FAQs, March 17, 2021 Americans for Financial Reform Coalition Recommendations on Housing Assistance Fund Implementation, March 17, 2021 Homeowners Need a Homeowner Assistance Fund and Additional Relief to Prevent a Coming Foreclosure Crisis, January 2021 Coronavirus Emergency: Mortgage Relief for Consumers – How States Can Help, October 2020 [...]

Servicing Policy Comments

2022-05-16T11:55:11-05:00December 13, 2011|Categories: Servicing Policy Analysis|

Consumer comments in response to the CFPB's request for information regarding junk fees imposed by providers of consumer financial products or services, May 2, 2022 Letter to Federal Agencies Regarding Supervision and Enforcement Over Mortgage Servicers, Jun. 8, 2021 Comments on the CFPB’s Proposed Rule to Protect Homeowners Impacted by the Covid-19 Emergency, May 10, [...]