On behalf of our low income clients, NCLC monitors legislation and administrative agency rulemakings and other activities affecting consumers.  See also our Model State Laws. To find out the status of a congressional bill and current co-sponsors, visit www.thomas.gov. Arbitration & Access to Justice  Bank Accounts Bankruptcy Credit cards Foreclosure Medical Debt Mortgage Lending Overdraft [...]

Car Sales & Financing Making Repossessions Safer and Fairer: Model Consumer Amendments to Uniform Commercial Code Article 9, June 2016 Debt Collection and Settlement Fact Sheet: What States Can Do: Criminal Justice Debt, September 2019 Model Medical Debt Protection Act, September 2019 Fact Sheet: What States Can Do to Help Consumers: Medical Debt, September 2019 Fact [...]

The following rulemakings are outstanding.  Some agencies may accept comments after the deadline.  For completed regulatory comments in a particular subject area, visit the appropriate Issues page or Regulatory Reform and Consumer Financial Protection Bureau. All of the CFPB's requests for comment can be viewed here. All agencies' open rulemakings, and submitted comments, can be [...]

On behalf of our low-income clients, we are monitoring the following legislative activities. Visit Congress.gov for the status of a federal bill or to contact a member by phone or email (or call the Capitol Switchboard at (202) 224-3121). You can find out who your U.S. representative is here, and Members' Twitter handles are here. [...]